Terms & Conditions

Effective Date: 10/22/2024

Introduction

Welcome to the website of Insurance Advisors Group, LLC (“we,” “us,” or “our”). By accessing or using our website located at insuranceadvisorsgroupllc.com, you agree to comply with and be bound by the following terms and conditions (“Terms”). If you do not agree to these Terms, please do not use our Site.

Modifications to Terms

These Terms govern your use of our Site and the services we provide. We reserve the right to modify these Terms at any time, and any changes will be effective immediately upon posting on the Site. Your continued use of the Site following the posting of changes constitutes your acceptance of such changes. It is your responsibility to review these Terms periodically for updates.

Services Provided

Our Site is designed to provide general information about insurance products and services offered by Insurance Advisors Group, LLC. While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the information contained on the Site. Any reliance you place on such information is therefore strictly at your own risk.

The services offered by Insurance Advisors Group, LLC may include consultations related to life insurance, long-term care insurance, long-term disability insurance, annuities, voluntary benefits, juvenile life insurance, and keyman insurance consulting services. All services are subject to the terms and conditions set forth herein, as well as any specific terms related to particular services, which may be provided at the time of service.

Personal Information

You acknowledge that your use of our services may require the disclosure of personal information. By providing your information, you consent to our collection, use, and disclosure of your personal information as outlined in our Privacy Policy. We take your privacy seriously and implement reasonable security measures to protect your information. However, you understand that no method of transmission over the Internet or method of electronic storage is secure, and we cannot guarantee absolute security.

User Conduct

In using our Site, you agree not to engage in any conduct that could harm, damage, or impair the Site or interfere with any other party’s use of the Site. This includes, but is not limited to, using any device, software, or routine that interferes with the proper working of the Site or any activity that imposes an unreasonable load on our infrastructure.

Third-Party Links

We may provide links to third-party websites for your convenience. However, we do not endorse or assume any responsibility for the content or practices of these websites. Your use of third-party websites is at your own risk, and you should review the terms and conditions and privacy policies of any third-party sites you visit.

Termination of Access

We reserve the right to terminate or suspend your access to the Site without prior notice if you violate these Terms or engage in any conduct that we deem harmful or disruptive. We may also discontinue the Site or any part of it at any time without notice.

Limitation of Liability

To the fullest extent permitted by law, Insurance Advisors Group, LLC will not be liable for any direct, indirect, incidental, special, or consequential damages arising out of or in connection with your use of the Site or our services. This limitation of liability applies regardless of the nature of the claim, whether in contract, tort, or otherwise, even if we have been advised of the possibility of such damages.

Indemnification

You agree to indemnify, defend, and hold harmless Insurance Advisors Group, LLC and its affiliates, officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, costs, or expenses, including reasonable attorneys’ fees, arising out of or in connection with your use of the Site, your violation of these Terms, or your violation of any rights of another party.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of New Jersey, without regard to its conflict of law principles. Any disputes arising out of or relating to these Terms shall be resolved in the state or federal courts located in Ocean County, New Jersey.

Contact Information

If you have any questions about this Privacy Policy or our privacy practices, please contact us at:

Insurance Advisors Group, LLC 

2377 Odyssey Way 

Toms River, NJ 08753 

Email: insuranceadvisors@mail.com

Phone: 123456789