Privacy Policy
Effective Date: 10/22/2024
Insurance Advisors Group, LLC (“we,” “us,” or “our”) is committed to protecting your privacy. This Privacy Policy explains how we collect, use, and safeguard your information when you visit our website insuranceadvisorsgroupllc.com , and engage with our services. We encourage you to read this policy carefully to understand our views and practices regarding your personal information.
1. Information We Collect
We may collect and process the following types of personal information about you:
1.1 Personal Information
- Contact Information: Name, email address, phone number, and physical address.
- Demographic Information: Age, gender, and other personal characteristics.
- Financial Information: Details necessary for processing insurance quotes, such as income, financial status, and insurance needs.
- Health Information: Information regarding health history, which may be necessary for specific insurance products.
1.2 Non-Personal Information
- Usage Data: Information about how you use our website, such as IP address, browser type, access times, pages viewed, and the referring URL.
- Cookies and Tracking Technologies: We use cookies and similar technologies to enhance your experience on our website. You can control the use of cookies through your browser settings.
2. Cookies Policy
Cookies are small text files that are stored on your device when you visit our website. We use cookies to enhance your browsing experience by:
- Remembering your preferences and settings.
- Analyzing website traffic and usage patterns.
- Personalizing content and advertisements.
2.1 Types of Cookies We Use
- Essential Cookies: These cookies are necessary for the website to function properly and cannot be disabled.
- Performance Cookies: These cookies help us understand how visitors interact with our website by collecting and reporting information anonymously.
- Functional Cookies: These cookies allow us to remember choices you make and provide enhanced features.
2.2 Managing Cookies
You have the right to accept or reject cookies. Most web browsers automatically accept cookies, but you can usually modify your browser settings to decline cookies if you prefer. However, this may prevent you from accessing some parts of our website.
3. How We Use Your Information
We use the information we collect for various purposes, including:
- To provide and manage our services, including processing insurance quotes and claims.
- To communicate with you about your inquiries and provide customer support.
- To personalize your experience on our website.
- To improve our website and services based on user feedback.
- To comply with legal obligations and protect our rights.
4. Sharing Your Information
We do not sell or rent your personal information to third parties. We may share your information with:
- Service Providers: Third-party companies and individuals who assist us in operating our website and conducting our business, such as payment processors and IT service providers.
- Regulatory Authorities: As required by law or to comply with legal obligations.
- Business Transfers: In the event of a merger, acquisition, or sale of all or a portion of our assets, your information may be transferred as part of that business deal.
5. Your Rights Under the New Jersey Consumer Privacy Act (NJCPA)
Under the NJCPA, New Jersey residents have specific rights regarding their personal information:
5.1 Right to Access
You have the right to request access to the personal information we have collected about you.
5.2 Right to Correct
You have the right to request correction of your personal information if it is inaccurate or incomplete.
5.3 Right to Deletion
You may request that we delete your personal information, subject to certain exceptions, such as if we need to retain the information to comply with a legal obligation.
5.4 Right to Opt-Out
You have the right to opt-out of the sale of your personal information. We do not sell your personal information to third parties.
5.5 Right to Non-Discrimination
You have the right not to receive discriminatory treatment for exercising any of your rights under the NJCPA.
To exercise any of these rights, please contact us using the information provided in the “Contact Us” section below.
6. Children’s Privacy
Our services are not intended for children under the age of 13, and we do not knowingly collect personal information from children under this age. If you are a parent or guardian and believe that your child has provided us with personal information, please contact us. If we become aware that we have collected personal information from a child under 13 without parental consent, we will take steps to delete that information.
7. Security of Your Information
We implement a variety of security measures to protect your personal information. However, please be aware that no method of transmission over the Internet or method of electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your personal information, we cannot guarantee its absolute security.
8. Third-Party Links
Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of these websites. We encourage you to review the privacy policies of any third-party sites you visit.
9. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. Any changes will be posted on this page, and we will update the effective date at the top of this policy. We encourage you to review this Privacy Policy periodically for any changes.
10. Contact Us
If you have any questions about this Privacy Policy or our privacy practices, please contact us at:
Insurance Advisors Group, LLC
2377 Odyssey Way
Toms River, NJ 08753
Email: insuranceadvisors@mail.com
Phone: 732 232 3501
